Arctic Co-op Spirit Prepaid Reloadable Visa* Card


Please be advised that this cardholder servicing website will no longer function as of mid-October 2021. Cardholders may continue to access cardholder support services by calling the phone number on the back of the card.


Important changes to your Card account and privileges. Vancity Community Investment Bank™ (VCIB) will be discontinuing the Spirit Prepaid Reloadable Visa* Card and will no longer offer Visa Prepaid Cards for purchase. All Prepaid Cards will be deactivated. Please click here for more information and for the deactivation date.


The Spirit Prepaid Reloadable Visa Card is a prepaid card that you can use wherever Visa cards are electronically accepted - even online. There's no need for a credit check, a bank account isn't required and best of all, it's reloadable which means you can add money to your card as often¹ as you'd like.

The Spirit Prepaid Reloadable Visa Card is a great addition to your wallet. You can easily budget and track your spending, shop at your favorite stores or online, and get cash from any ATM around the world displaying the Visa logo. And with Visa's Zero Liability Policy², which protects you from unauthorized purchases, theft or fraud, it's safer than carrying cash.

Current cardholders, register your card on this site or login now to view your balance, transaction history and maintain your personal profile including Email Alerts.

If you currently hold a Spirit Prepaid Reloadable Visa Card, you have Purchase Security and Extended Warranty insurance on most items purchased with your card. Please click here for more information.

Purchase Security insurance. Most items you buy with your Spirit Prepaid Reloadable Visa Card may be repaired, replaced, rebuilt, or reimbursed in the event of theft or damage within 90 days of the purchase date.³

Extended Warranty insurance. Extend the manufacturer's warranty by up to one year on most items purchased with your Spirit Prepaid Reloadable Visa Card.³

Funds loaded on the Card do not expire. Card balance is not CDIC insured.

¹ Cardholder Agreement for fees and limits

² Certain limitations apply. See the "Your liability for lost, stolen and misused cards and unauthorized transactions" section of your Terms & Conditions for details.

³ Insurance is underwritten by American Bankers Insurance Company of Florida, a federally regulated insurance provider carrying on business in Canada under the name Assurant Solutions┬«. Details of your coverage, including definitions, benefits, limitations, and exclusions are in the Certificate of Insurance provided with your card. Keep your Certificate of Insurance in a safe place with your other valuable documents.